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How to File a Motor Vehicle Claim You'll need to file an insurance claim if your vehicle is damaged. It is essential to understand the procedure. Insurance companies will send an adjuster to look over the damage to your vehicle. It's not required to be present during the inspection, however you should bring your policy and any other relevant documentation. Take Photos Have you ever watched a crime drama where the investigators go through every square inch of the scene, photographing the tiniest of details, from footprints to discarded chocolate wrappers? Apply the same method to your accident scene. It is crucial to document as much of the event as you can in the event of an accident, so that you have something concrete to prove your case later. Getting pictures of the damage to both cars is a must and you should consider taking close-ups of the areas damaged. These photos can assist insurance companies and also expert witnesses to determine the size of various objects. In your photos, include some reference points, like the locations of stop signs and traffic lights. These can be used to determine the actions of the driver who was at the fault for causing the accident. If you can you can, take photos of other driver and their passengers as well as any witnesses. You may be able take a picture of their license plate. In addition, capture images of emergency responders and their vehicles. If anyone is put on a gurney and into an ambulance, snap a picture of that as well. If your attorney or the court has commanded you to, only provide the photos. You could be knowingly giving evidence that is against your claim if you do not. If you alter the date on your photographs the insurance company might question your claim. Seek Medical Attention When an accident occurs the first thing you need to do is seek medical attention. This is not just for your health but as a way to ensure that any injuries are recorded. Many personal injury claims involve seeking compensation for medical bills and other damages. This is why medical records are vital to the success of your claim. Even if there aren't any symptoms that you can notice then you should schedule an appointment with your primary care physician or an emergency room. Your doctor will provide you with a full medical examination and determine the severity of your injuries. In addition, they'll provide you with the appropriate treatment. It is essential to follow the recommendations of your doctor about the treatment plan you are on as this will help you recover faster and help strengthen your case. This includes filling your prescriptions, taking any over-the-counter medicines, taking part in physical therapy, adhering to instructions on time off of work and attending follow-up appointments. It is essential to avoid saying anything that an insurance adjuster might miss-interpret. The insurance company might try to deny the injuries you have suffered in order to reduce or deny the amount of compensation you receive. This is the reason it is advised that you do not speak to any insurance adjuster unless you have your attorney present. Contact an attorney Having access to legal representation is critical for those injured. Attorneys can help them manage their stress and help them understand how to channel their energy. Attorneys can also evaluate facts and evidence to determine whether a case is worth fighting in court. Insurance companies are primarily businesses. Their mission is to collect the maximum money from their insureds, while paying the lowest amount of money (in the sense of). It's tempting, if you're in the middle of an incident to accept a lower settlement offer since it's the simplest thing to do. This is a mistake that can have devastating consequences down the road. When you file an insurance claim, the insurance adjuster will come out to evaluate the damage to your car and will review receipts for personal property damage and medical bills. motor vehicle accident lawsuit tampa might also question witnesses and look over police reports. It is helpful to get estimates on repairs from local contractors or auto shops prior to meeting with the adjuster, so they know what to expect when it comes time to repairs. An experienced motor vehicle accident lawyer can ensure that all the required information is provided in a timely manner and that the appropriate documents are provided to an insurance company. He or she can provide advice and provide suggestions regarding how to deal with a claims adjuster, how deal with a settlement, as well as what to do when an insurance company is not responsive and is acting in a shady manner.